Cash management

Cash management is the other important function of the bank. appropriate cash management result the good performance of the commercial bank. for the daily requirement and for purchase,

Liquidity management in commercial bank

Liquidity is that assets in the bank which can be convert in cash in the short period of time with low transaction cast. the liquid assets are fulfill the short term cash requirement in the commercial bank Good liquidity management result the remove the default risk In the context of  Nepalese commercial bank they are not managing the liquidity sometimes they keeps the high liquidity and sometimes in low quantity.Before some month ago there is problem of liquidity in Nepalese commercial bank but there is above liquidity in these bank.

Lending of Nepalese commercial bank

Lending refers the transformation of fund from savers to users. There are various alternative and way to lending the collected money. different kind of lending can be followed in commercial bank. the main purpose to establish is to promote and develop the business in entire country by providing the fund in reasonable interest but in practice bank are lending the fund in  various sector. The Nepalese commercial bank are lending the fund as housing, business loan,personal and Vachel loan. 

Manpower of the commercial bank in Nepal

Manpower refers the human resources working in the commercial bank.The human resources is the main resources of any organization it also very important in the commercial bank which operates the all others resources in the organization.In Nepalese commercial bank the employment recruitment method is not reasonable so there is lack of efficient manpower in the bank.The promoter and manager of the bank choose the personnel on the basis of source fore.The one of the main reason to bad performing of Nepalese commercial bank. 

Performance of commercial bank in Nepal

There are several bank in Nepal but all bank are not in good position.Due to the political instability, bad performance of the employ, lack of modern banking services,limited in certain area of the country,unfavorable financial environment,geographical difficult of Nepal,poor performance of the employee and inefficient are main reason of the poor performance of these banks. Standard chattered bank, Nabil bank,Everest bank and some of other bank are showing good performance in the Nepal and Nepal Bangladesh  bank, Sunrise bank,Himalayan bank and some of other commercial bank are showing bad performance in Nepal.

Introduction

Bank refers one of the financial intermediaries which accept the deposit from the individual and institution and provide the loan to users. In Nepalese context commercial bank are those institutions which have receive the license of "A" class financial institution.there are 32 commercial bank and their branches are operating all over the country.Among them some commercial bank are doing well and some are in poor condition.Standard chattered bank, Nabil bank Everest bank limited are in good position among the commercial bank of Neapl.